WITH RESPECT TO COLLECTION OF MY ACCOUNTS, I (1) ACKNOWLEDGE THAT THE DEBT SHALL BE GOVERNED BY NEVADA LAW (2) AGREE THAT ANY DISPUTE INVOLVING THE DEBT MAY BE BROUGHT ONLY IN STATE OR FEDERAL COURT IN NEVADA, AND (3) AGREE TO PAY ALL COSTS OF COLLECTION, INCLUDING THE CREDITORS ATTORNEY’S FEES AND COURT COSTS, IN ADDITION TO ANY AMOUNTS AUTHORIZED BY LAW. I AGREE TO PAY MY MARKERS IN FULL BEFORE 30 DAYS OR THEY WILL BE DEPOSITED TO THE CHECKING ACCOUNT ON FILE ON THE 31ST AFTER WHICH THEY WERE DRAWN. WILLFULLY DRAWING OR PASSING A CREDIT INSTRUMENT WITH THE INTENT TO DEFRAUD, INCLUDING KNOWING THAT THERE ARE INSUFFICIENT FUNDS IN AN ACCOUNT UPON WHICH IT MAY BE DRAWN, IS A CRIME IN THE STATE OF NEVADA WHICH MAY RESULT IN CRIMINAL PROSECUTION IN ADDITION TO CIVIL PROCEEDINGS TO COLLECT THE OUTSTANDING DEBT.
WARNING: FOR THE PURPOSES OF NEVADA LAW, A CREDIT INSTRUMENT IS IDENTICAL TO A PERSONAL CHECK AND MAY BE DEPOSITED TO A BANK OR OTHER FINANCIAL INSTITUTION ON WHICH THE CREDIT INSTRUMENT IS DRAWN.